That’s right, after a pretty stressful couple of weeks we can finally relax and celebrate the fact that we are getting onto the property ladder!
It all seemed to happen so quickly from realising that we had enough of a deposit to start looking, to finding a house we really liked. It’s a two bedroomed house with a garage and box room that can be used for my crafting, and it’s near the train station so I can still commute to work easily enough.
We submitted our offer the morning after viewing the house (which sounds a bit mad but it ticked all the right boxes, so why hang around and potentially miss our chance?). It was such an anxious wait and I couldn’t stop looking at my phone in case I missed the call from our solicitor but we heard back within a couple of hours. It was such a lovely surprise to have our offer accepted without any negotiation involved (although in the back of my mind I’m now wondering if that meant we could have gone in at a lower price..!)
It was then a case of finding out if the bank would lend us the money we needed. We didn’t get an appointment until a week later and I couldn’t stop thinking about it – I was starting to go slightly mad. I wanted to celebrate the fact that our offer was accepted so badly but didn’t want to set myself up for a fall if the bank decided they wouldn’t approve a mortgage. The appointment with our mortgage adviser finally happened and it seemed to go well. We passed the all important credit check which was a huge relief, but after going through the rest of the paperwork our application was referred to the underwriters for approval. I was back to the anxiety stage as we had to wait two more days to find out if we were going to get the funding for our house.
On the Saturday afternoon we got the phone call to say that our application had been approved by the underwriters, and exactly 10 minutes later Scotland scored the amazing dropkick that saw them win against Italy in the Six Nations, so it turned out to be a pretty good day in the end!
I’d already started to plan how I wanted to decorate our lounge/dining room so it was such a relief to know that this wasn’t in vain.
So now I’m thinking it would be a good idea to try to sell some stock before the big move! We get our keys on 28 March so I’ll probably close shop for a couple of days seeing as things are going to be packed up in boxes. Until then however I’m going to hold a 15% off sale! Just use coupon code MOVINGSALE for 15% off everything in my Etsy shop! Don’t forget that Mother’s Day is coming up too (30 March in the UK) so what a perfect opportunity to show how much you care with a handmade gift from The Candy Tree.
As we’re moving into a house that doesn’t seem to have been decorated for 20 years, I’m also planning on taking some before and after photos to show our progress in bringing it up to date – so stay tuned!